What Is a Robo-Advisor?
A robo-advisor is an automated platform that manages your investments using algorithms and financial models. It asks a few questions about your goals and risk tolerance, then builds and rebalances a portfolio for you — with little or no human interaction.
Top 10 Robo-Advisors for Beginners in 2025
- Betterment – Best overall. Fees: 0.25%. Min: $0.
- Wealthfront – Great tools. Fees: 0.25%. Min: $500.
- SoFi – No fees. Min: $1.
- M1 Finance – Customizable portfolios. Min: $100.
- Fidelity Go – Trusted name. Free under $25k.
- Schwab – No fees. High minimum: $5,000.
- Acorns – Invest your spare change. $3/month.
- Ellevest – Women-focused investing. From $1/month.
- Stash – Investing + banking. From $3/month.
- Titan – Active management. 1% fee. Min: $100.
Disclaimer: This article is for informational purposes only and does not constitute financial advice.